Hey! Your Nuisance Is Attractive……and It’s Not Good! Normally when we hear that something is attractive, we think it is good. An attractive home, an attractive haircut, an attractive outfit, but one thing that you do NOT want to have is an attractive NUISANCE. In insurance, an attractive nuisance is something on your property that could potentially make something bad happen, even if it’s not necessarily inherently bad. The most common example of an attractive nuisance is a ladder left up against a house. Obviously there’s nothing illegal or wrong about having a ladder against your house, especially if you are doing roof work or putting up holiday lights. Where things can go wrong is that if a ladder is left up without you attending it, little kids find something like that very intriguing. If you have kids, (or if you were a kid yourself!) you know the draw of climbing a ladder. “Little kid logic” says that if a ladder is there, it was meant to be climbed! Even though the kids were not invited onto your property, you can still be held liable for leaving something dangerous out where kids can get to it. Other attractive nuisances include old cars that are not secured. Kids like to get into those cars and pretend that they are driving down the road. With some ingenuity, those kids may actually get it on the road! We don’t want that! Old appliances, unattended power tools, empty and ungated pools, all of these are attractive nuisances because they may draw children, or even those who may not be as wise as they should be. The best way to prevent attractive nuisances at your home is to be diligent. Try to see your home through a child’s eyes and look for things that might catch their eye. If you are a business owner, check your shop to see if there are dangerous things that might catch a kid’s eye. Don’t rely on parents to watch out for their kids! You as a business owner can be held liable for dangerous risks at your business. If you are looking to make your nuisances less attractive, or better yet, getting rid of them altogether, contact your insurance agent. He or she can provide you with tips to keep your home or business safe. As always, my office is available to help walk you through how you can be proactive at getting rid of attractive nuisances. Our number is (661) 946-4224. As far as making your lawn more attractive…….you’re on your own there!
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AuthorDave Owens, Owner/Agent. I have proudly served in the Insurance Industry for over 20 years. Archives
October 2019
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